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    To file, or not to file

    It’s never enjoyable to have to make an insurance claim. However, if you must file a claim, here are a few things to know: • Review your policy before you file a claim to be certain there may be coverage. Each policy provides for coverage in the event a covered peril causes damage to your […]

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    Let’s not be afraid to talk about money

    As we enter spring, let’s refresh our perspective about having financial conversations. Our relationship with money often is shaped by personal experience and beliefs that were ingrained in us from a young age. Many of us were taught that money is a private matter that should not be discussed openly. Some may even consider it […]

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    Embrace change for financial wellness

    What is your standard response to change? Do you resist or embrace life’s transitions? Do you view change as positive, negative or simply inevitable? I suggest that change is an essential part of life. Without change, people and things become stagnant, not growing and lacking vitality. This doesn’t sound like a place I would like […]

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    Protect yourself against cyber theft

    As if we didn’t have enough to worry about, now our own phones and computers can be used against us. Apple inadvertently released an update with a feature enabled that makes it easy for another phone to access your phone’s information (Be sure to go under settings/general/ airdrop and turn off “bringing devices together”). Most […]

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    Mitigation could cure your insurance rate woes

    Although the Coast was spared from hurricanes this year, the U.S. is experiencing its costliest year ever for severe storms, with insured losses exceeding $50 billion through the end of September, according to the Insurance Information Institute. Inflation and higher construction costs continue to plague the industry, and this fact impacts your insurance rate. An […]

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    A money-savvy guide to joyful giving

    What do you think of when you reflect on holidays gone by? Do you have sweet memories of time spent with friends and family, or unpleasant recollections of frantic gift buying, stress and debt? I can’t eliminate the pressure brought on by relatives or economic issues, but I can provide a few tips to help […]

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