Angelyn Treutel Zeringue is President of SouthGroup Insurance Services, a CPA, PWCAM, CBIA and licensed Trusted Choice Insurance Agent. Reach her at www.southgroupgulfcoast.com, (228) 385-1177 or azeringue@southgroup.net.
Data breach! Identity theft! Cyber fraud! Every day, there is another headline. The thieves are working overtime to steal your hard-earned money and reputation, so always be on guard. HOW THEY CAN STEAL FROM YOU Phishing: An emailed message is sent appearing to be legitimate, but it tricks you into providing personal information to an […]
There are millions of small businesses thriving in the U.S., ranging from construction to grocery stores to home-based enterprises. Most entrepreneurs are risk takers and willing to invest their resources into their business. But, as we all know, no matter how diligent or responsible you are, things can go wrong. Some possible catastrophes include natural […]
My insurance agency recently participated in an Adulting Day, which involved meeting with local high school seniors and introducing them to skills they will need as they enter the adult world. Topics included setting budgets, changing a tire, sewing a button and more. As part of the finance module, students had to make their income […]
The prevalence of fraud ends up costing all of us more money. Insurance fraud is intentionally deceiving an insurance company for financial gain. It could involve falsifying information, inflating the value of damages or other deceptive behavior. Those who submit bogus claims will have coverage denied and likely canceled. Fraud is illegal and will result […]
It’s never enjoyable to have to make an insurance claim. However, if you must file a claim, here are a few things to know: • Review your policy before you file a claim to be certain there may be coverage. Each policy provides for coverage in the event a covered peril causes damage to your […]
You just scheduled the trip of a lifetime. It’s your chance to see marvelous sights and enjoy life and the beauty of the world. What could possibly go wrong? Unfortunately, many things can go amiss when it comes to travel, such as flight delays, severe weather, hurricanes, volcanic eruptions, earthquakes, medical emergencies, trip cancellations or […]
Life insurance helps protect those you leave behind. But what if you are severely injured and unable to work? Insurance protection is available to help you. SHORT-TERM DISABILITY INSURANCE Short-term disability insurance is designed to provide income replacement for individuals who are unable to work due to a temporary illness, injury or disability. There is […]
As if we didn’t have enough to worry about, now our own phones and computers can be used against us. Apple inadvertently released an update with a feature enabled that makes it easy for another phone to access your phone’s information (Be sure to go under settings/general/ airdrop and turn off “bringing devices together”). Most […]
Although the Coast was spared from hurricanes this year, the U.S. is experiencing its costliest year ever for severe storms, with insured losses exceeding $50 billion through the end of September, according to the Insurance Information Institute. Inflation and higher construction costs continue to plague the industry, and this fact impacts your insurance rate. An […]
Insurance rates keep rising, which leads to higher monthly escrow payments and can dramatically affect a family’s cost of living. Many factors contribute, such as frequency of storm damage and higher cost of materials for repairs, but another, more concerning, contributor is social inflation. Social inflation increases insurance costs due to increasing litigation, higher jury […]
