Angelyn Treutel Zeringue is President of SouthGroup Insurance Services, a CPA, PWCAM, CBIA and licensed Trusted Choice Insurance Agent. Reach her at www.southgroupgulfcoast.com, (228) 385-1177 or azeringue@southgroup.net.
Each day, I spend time with clients who are distraught by very high insurance rate increases. With inflation, back-to-back destructive hurricane seasons, rising construction costs and more, insurance expenses also are increasing for property coverage, particularly flood insurance. WHAT CAN YOU DO? There are hundreds of insurance companies available, and all have different rate structures […]
Baby, it’s hot, hot, hot! Temperatures in many areas of the nation are soaring to 90 degrees and above — so scorching that everyone just wants to relax in a pool. As enjoyable as they can be, swimming pools also present many potential hazards. Safety always should be the top concern of anyone who owns […]
Storm season has officially arrived; the National Hurricane Center is predicting an “above average” season, with 19 named storms — including four major hurricanes. It’s time to prepare. First, be certain you have an electronic copy of your insurance policy so that when you evacuate, you have access to important paperwork you will need to […]
Home insurance rates are higher than last year due to elevated hurricane activity over the last two years. We all are praying for a calm season in 2022 to help rates get back in line, but you should be aware of potential increases. The insurance markets are strict right now, so if you have […]
Assessing your insurance policies regularly is as important as a good financial review, and here are the top five reasons why you should make it a priority: 1) CHANGES TO YOUR PROPERTY COULD MAKE A DIFFERENCE IN THE EVENT OF A CLAIM Have you added a room to your home? Added a workshop to your […]
Your business is special. Your business is unique. You work countless hours making your business better. How are you protecting your investment in your business? Each industry has unique hazard exposures that you must consider and against which you must be protected. Develop a worst-case scenario and determine which losses you can prevent or mitigate. […]
People often ask me what flood insurance does and does not cover. Flood Insurance is a very valuable coverage in our area because even a small flood in your home can cause over $50,000 in damage. A flood is water that rises from overflow, rain runoff or erosion. If your hot water heater drains water […]
We are accustomed to very hot weather in the South, but during the winter, we sometimes encounter freeze days that can damage our homes. For your insurance, the fewer and less costly claims you have, the better your rate. BEFORE ANY WINTER SURPRISES COME, TAKE CARE OF THE FOLLOWING TO PROTECT YOUR HOME: Service your […]
The reality of being insured is that every life event can impact your policies. Here are some examples: INFLATION ON BUILDING MATERIALS? You should review the coverage levels on your property in light of the higher cost of materials. You want to ensure you have enough coverage to rebuild your home. RENTING OUT YOUR HOME? […]
The right employees could make or break your business, so careful selection is important. Big factors that influence employee retention are good hiring practices, a motivational work environment and great benefits. An attractive employee benefits package will help to provide security for your current and future employees and help you optimize your investment in your […]
