Budget is one of the most frequently used terms when it comes to money. Budgeting is encouraged so you can see where your money is going and where it could be used better. So, let’s talk about the one item on everyone’s budget: groceries. This is an expense you can’t escape. We must eat to […]
At age 17, I graduated high school and married my high school sweetheart. At the time, I never imagined my 29-year-old self as a divorced mother of two boys, partner in multiple businesses with my former husband and in need of a job outside of the businesses I owned. It was a very hard season […]
With everything going on in your life, why do you make time for your annual physical? Maybe your insurance covers it. Maybe you want to ensure you are in good physical shape and catch any potential problems early. I believe the same can be said for your financial health. To ensure you are in good […]
Your business is special. Your business is unique. You work countless hours making your business better. How are you protecting your investment in your business? Each industry has unique hazard exposures that you must consider and against which you must be protected. Develop a worst-case scenario and determine which losses you can prevent or mitigate. […]
The car industry continues to face a significant shortage in key auto parts and new vehicles due to the pandemic. The lack of inventory is causing a spike in average car prices for both new and used cars. You can cash in on rising car values and refinance your auto loan. Here are some situations […]
At the start of a new year, people often make resolutions about things they want to change going forward. Finance is one area in which resolutions are made — and often fail. It’s good to make a resolution to make positive financial changes, but without a sound plan, we set ourselves up for failure. Here […]
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Most people have heard of term and whole life insurance but are unfamiliar with indexed universal life insurance (IUL). Here are some key points about an IUL and why I often recommend them to my clients. Like whole life, an IUL is a type of permanent life insurance. Unlike whole life, policy expenses are fully […]
