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A recent study by Boston College reflects what many of us in the financial industry already knew: Americans are not saving enough for retirement. This means that many retirees will experience a lower standard of living in what should be their “golden years.” What about you? The money you set aside now largely will determine […]
Calendars — we love them when the prompts remind us of commitments we may have forgotten, but we dread them when they show us how overbooked we are. As my own schedule became overrun in February, I started to have a very serious internal conversation with myself. Every board on which I volunteer seemed to […]
It seems like only yesterday that my children were young, and I was in the season of parenting that required seemingly endless hands-on teaching, training and correcting. Today, my children are grown. My youngest grandchild is 19, and I have four young great-grandchildren. My mother once told me that her parenting didn’t end when I […]
Photo by Liza Summer via Pexels In 2023, the average credit score in the United States is 714. Considering the state of the economy, that’s not a bad average. If you fall below that average, it may be time to consider making active moves to increase your credit score. The lower your credit score, […]
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By Navigator Credit Union The start of a new year means it’s time to make resolutions. If you’re looking to improve your financial situation, here are five money smart ideas for 2023: FINANCIAL RESOLUTION #1: SAVE MONEY If you’ve struggled with setting money aside, automating is a simple way to create a savings plan that sticks. […]
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There are many reasons to celebrate a new year, and one thing to be thankful for are a few tax changes that may benefit you in 2023. The IRS will raise the “brackets,” the top amounts in all seven federal income tax brackets, in 2023, which means workers will see more of their earnings taxed […]
If you are looking to set or attain financial goals this year, these four areas are where I recommend you start and the metric that I recommend to adjust your current plans and aims. PROTECT It is important to protect what you have, as well as those you love. The experiences of the past few […]
