Time is the great equalizer. Every person alive has the same 24 hours in each day. Time cannot be created or destroyed. Giving our time to someone or something means that we are “present” with that person or thing; time equals presence. However, this alone doesn’t guarantee success. Energy, unlike time, is not equal among […]
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From Navigator Credit Union The holiday season is one of giving, which often means it is also the season of spending. Money worries can affect even the cheeriest holiday shoppers. To truly enjoy the season, set a spending plan and stick with it. Here are six ways to get your gift giving off to a […]
The reality of being insured is that every life event can impact your policies. Here are some examples: INFLATION ON BUILDING MATERIALS? You should review the coverage levels on your property in light of the higher cost of materials. You want to ensure you have enough coverage to rebuild your home. RENTING OUT YOUR HOME? […]
When working with clients, I often include a power of attorney (POA) with a will package. However, a POA is not a substitute for a well-executed estate plan. So many institutions refuse to accept a POA that it does not offer guaranteed protection. In a POA, you may name someone to act as your attorney-in-fact […]
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Life changes quickly, doesn’t it? One day, you’re young and strong with your whole life ahead of you, and the next thing you know, you’re taking advantage of the senior citizen discount. How did time move so fast? We all have regrets, things we wish we would go back and change, but life doesn’t have […]
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We’re all familiar with the concept of keeping up with the Joneses. Many of us try to stay on top of trends and have the urge to splurge on nice houses, fancy cars, fabulous clothes, fine dining and travel. I mean, who wouldn’t want to live their best life during these times? Growing up, I […]
The right employees could make or break your business, so careful selection is important. Big factors that influence employee retention are good hiring practices, a motivational work environment and great benefits. An attractive employee benefits package will help to provide security for your current and future employees and help you optimize your investment in your […]
